Showing posts from 2020

Legal Documents for Caregivers

Legal Documents Caregivers Must Have " A Durable POA (Power of Attorney) provides the legal permissions necessary for someone else to pay household bills, living expenses, taxes, investments, purchases, and other financial tasks " when they are unable to do it for themselves. ( ) The article seems to be written for pre-planning for the individual who MAY need the assistance or for when the assistance is actually required and before a person may not have the mental capacity for making the choice (hence why it is DURABLE). A regular Power-of-Attorney will CANCEL if and when the principal becomes mentally incapacitated and cannot make their own decisions. Since MANY married couples already share property and bank accounts, there may be no need to designate a Durable Financial Power of Attorney on the chance of mental incapacitation unless there is property/accounts held in one name only; some states also restrict the complete sale of jointly ow

Reposting: About Medicaid & Assets

Can Medicaid Really Seize Your Assets? ( – Advances in medicine means people are living longer, but it’s also leading to the need for long term care. Even the best insurance only covers limited hospitalization and recovery periods. A major health event requiring long term care can trigger a series of events that can wipe a person out financially. To protect assets from seizure in the event that long term care is needed, estate planning must be done at least 5 years in advance. Why 5 years?  Medicare  and other related supplemental policies have limited coverage for short-term skilled nursing needs, but those programs don’t pay for long term care. The majority of long term care falls onto the shoulders of state Medicaid programs, for those who qualify for Medicaid and Medicare.  Medicaid  has a five-year lookback period when it comes to assets. READ MORE ... Back to HOME

Rewiring the Brain (from

Scientists once believed that the brain stopped developing after the first few years of life. They thought that connections formed between the brain’s nerve cells during an early “critical period” and then were permanent as we age. Scientists also thought that if a particular area of the adult brain was damaged, the nerve cells could not form new connections, and the functions controlled by that area of the brain would be lost... Read more on Back to HOME

Think You're Too Young for a Stroke?

Think You're Too Young for a Stroke? Think Again ( An Informative Article from Every Day Health ) Find out about the causes of stroke in people younger than 45, and how to prevent it. For most young people, the chance of having a  stroke  seems like an impossibility — but there is no such thing as being too young for stroke. Your stroke risk increases with age, but stroke in young people, including infants, children, adolescents, and young adults, does happen. In general, however, most experts consider a young stroke age to be under 45. (... READ MORE ) Back to Home